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"A Consumer Guide to Buying a Franchise" posted by ~Ray
Posted on 2008-10-24 08:45:47

Understand your obligations as a franchise owner how to shop for franchise opportunities and how to ask the right questions before you invest…. A franchise typically enables you the investor or "franchisee," to operate a business. By paying a franchise fee which may cost several thousand dollars you are given a format or system developed by the company ("franchisor") the right to use the franchisor's name for a limited time and assistance. For example the franchisor may help you find a location for your outlet; provide initial training and an operating manual; and advise you on management marketing or personnel. Some franchisors offer ongoing support such as monthly newsletters a toll free 800 telephone number for technical assistance and periodic workshops or seminars. While buying a franchise may reduce your investment risk by enabling you to associate with an established company it can be costly. You also may be required to relinquish significant control over your business while taking on contractual obligations with the franchisor. initial franchise fee and other expenses. Your initial franchise fee which may be non-refundable may cost several thousand to several hundred thousand dollars. You may also incur significant costs to rent build and equip an outlet and to purchase initial inventory. Other costs include operating licenses and insurance. You also may be required to pay a "grand opening" fee to the franchisor to promote your new outlet. continuing royalty payments. You may have to pay the franchisor royalties based on a percentage of your weekly or monthly gross income. You often must pay royalties even if your outlet has not earned significant income during that time. In addition royalties usually are paid for the right to use the franchisor's name. So even if the franchisor fails to provide promised support services you still may have to pay royalties for the duration of your franchise agreement. advertising fees. You may have to pay into an advertising fund. Some portion of the advertising fees may go for national advertising or to attract new franchise owners but not to target your particular outlet. design or appearance standards. Franchisors may impose design or appearance standards to ensure customers receive the same quality of goods and services in each outlet. Some franchisors require periodic renovations or seasonal design changes. Complying with these standards may increase your costs. restrictions on goods and services offered for sale. Franchisors may restrict the goods and services offered for sale. For example as a restaurant franchise owner you may not be able to add to your menu popular items or delete items that are unpopular. Similarly as an automobile transmission repair franchise owner you might not be able to perform other types of automotive work such as brake or electrical system repairs. restrictions on method of operation. Franchisors may require you to operate in a particular manner. The franchisor might require you to operate during certain hours use only pre-approved signs employee uniforms and advertisements or abide by certain accounting or bookkeeping procedures. These restrictions may impede you from operating your outlet as you deem best. The franchisor also may require you to purchase supplies only from an approved supplier even if you can buy similar goods elsewhere at a lower cost. restrictions of sales area. Franchisors may limit your business to a specific territory. While these territorial restrictions may ensure that other franchisees will not compete with you for the same customers they could impede your ability to open additional outlets or move to a more profitable location. renewals. Franchise agreements typically run for 15 to 20 years. After that time the franchisor may decline to renew your contract. Also be aware that renewals need not provide the original terms and conditions. The franchisor may raise the royalty payments or impose new design standards and sales restrictions. Your previous territory may be reduced possibly resulting in more competition from company-owned outlets or other franchisees. Is there a demand for the franchisor's products or services in your community? Is the demand seasonal? For example lawn and garden care or swimming pool maintenance may be profitable only in the spring or summer. Is there likely to be a continuing demand for the products or services in the future? Is the demand likely to be temporary such as selling a fad food item? Does the product or service generate repeat business? What is the level of competition nationally and in your community? How many franchised and company-owned outlets does the franchisor have in your area? How many competing companies sell the same or similar products or services? Are these competing companies well established with wide name recognition in your community? Do they offer the same goods and services at the same or lower price? Another reason for purchasing a franchise is to obtain support from the franchisor. What training and ongoing support does the franchisor provide? How does their training compare with the training for typical workers in the industry? Could you compete with others who have more formal training? What backgrounds do the current franchise owners have? Do they have prior technical backgrounds or special training that helps them succeed? Do you have a similar background? Carefully consider how long the franchisor has managed a franchise system. Do you feel comfortable with the franchisor's expertise? If franchisors have little experience in managing a chain of franchises their promises of guidance training and other support may be unreliable. Exhibitors may offer you prizes free samples or free dinners if you attend a promotional meeting later that day or over the next week to discuss the franchise in greater detail. Do not feel compelled to attend. Rather consider these meetings as one way to acquire more information and to ask additional questions. Be prepared to walk away from any promotion if the franchise does not suit your needs. Some franchisors may tell you how much you can earn if you invest in their franchise system or how current franchisees in their system are performing. Be careful. The FTC requires that franchisors who make such claims provide you with written substantiation. This is explained in more detail in the section "Investigating Franchise Offers." Make sure you ask for and obtain written substantiation for any income projections or income or profit claims. If the franchisor does not have the required substantiation or refuses to provide it to you consider its claims to be suspect. Do not sign any contract or make any payment until you have the opportunity to investigate the franchisor's offering thoroughly. As will be explained further in the next section the FTC's Franchise Rule requires the franchisor to provide you with a disclosure document containing important information about the franchise system. Study the disclosure document. Take time to speak with current and former franchisees about their experiences. Because investing in a franchise can entail a significant investment you should have an attorney review the disclosure document and franchise contract and have an accountant review the company's financial disclosures. Before investing in any franchise system be sure to get a copy of the franchisor's disclosure document. Sometimes this document is called a Franchise Offering Circular. Under the FTC's Franchise Rule you must receive the document at least 10 business days before you are asked to sign any contract or pay any money to the franchisor. You should read the entire disclosure document. Make sure you understand all of the provisions. The following outline will help you to understand key provisions of typical disclosure documents. It also will help you ask questions about the disclosures. Get a clarification or answer to your concerns before you invest. The disclosure document helps you assess the background of the franchisor and its executives by requiring the disclosure of prior litigation. The disclosure document tells you if the franchisor or any of its executive officers has been convicted of felonies involving for example fraud any violation of franchise law or unfair or deceptive practices law or are subject to any state or federal injunctions involving similar misconduct. It also will tell you if the franchisor or any of its executives has been held liable or settled a civil action involving the franchise relationship. A number of claims against the franchisor may indicate that it has not performed according to its agreements or at the very least that franchisees have been dissatisfied with the franchisor's performance. Be aware that some franchisors may try to conceal an executive's litigation history by removing the individual's name from their disclosure documents. It may take several months or longer to get your business started. Consider in your total cost estimate operating expenses for the first year and personal living expenses for up to two years. Compare your estimates with what other franchisees have paid and with competing franchise systems. Perhaps you can get a better deal with another franchisor. An accountant can help you to evaluate this information. The level of training you need depends on your own business experience and knowledge of the franchisor's goods and services. Keep in mind that a primary reason for investing in the franchise as opposed to starting your own business is training and assistance. If you have doubts that the training might be insufficient to handle day-to-day business operations consider another franchise opportunity more suited to your background. The disclosure document provides important information about current and former franchisees. Determine how many franchises are currently operating. A large number of franchisees in your area may mean increased competition. Pay attention to the number of terminated franchisees. A large number of terminated cancelled or non-renewed franchises may indicate problems. Be aware that some companies may try to conceal the number of failed franchisees by repurchasing failed outlets and then listing them as company-owned outlets. If you buy an existing outlet ask the franchisor how many owners operated that outlet and over what period of time. A number of different owners over a short period of time may indicate that the location is not a profitable one or that the franchisor has not supported that outlet with promised services. The disclosure document gives you the names and addresses of current franchisees and franchisees who have left the system within the last year. Speaking with current and former franchisees is probably the most reliable way to verify the franchisor's claims. Visit or phone as many of the current and former franchisees as possible. Ask them about their experiences. See for yourself the volume and type of business being done. Franchisors are not required to make earnings claims but if they do the FTC's Franchise Rule requires franchisors to have a reasonable basis for these claims and to provide you with a document that substantiates them. This substantiation includes the bases and assumptions upon which these claims are made. Make sure you get and review the earnings claims document. Consider the following in reviewing any earnings claims. Sample Size. A franchisor may claim that franchisees in its system earned for example. $50,000 last year. This claim may be deceptive however if only a few franchisees earned that income and it does not represent the typical earnings of franchisees. Ask how many franchisees were included in the number. Average Incomes. A franchisor may claim that the franchisees in its system earn an average income of for example. $75,000 a year. Average figures like this tell you very little about how each individual franchisee performs. Remember a few very successful franchisees can inflate the average. An average figure may make the overall franchise system look more successful than it actually is. Gross Sales. Some franchisors provide figures for the gross sales revenues of their franchisees. These figures however do not tell you anything about the franchisees' actual costs or profits. An outlet with a high gross sales revenue on paper actually may be losing money because of high overhead rent and other expenses. Net Profits. Franchisors often do not have data on net profits of their franchisees. If you do receive net profit statements ask whether they provide information about company-owned outlets. Company-owned outlets might have lower costs because they can buy equipment inventory and other items in larger quantities or may own rather than lease their property. Geographic Relevance. Earnings may vary in different parts of the country. An ice cream store franchise in a southern state such as Florida may expect to earn more income than a similar franchise in a northern state such as Minnesota. If you hear that a franchisee earned a particular income ask where that franchisee is located. Franchisee's Background. Keep in mind that franchisees have varying levels of skills and educational backgrounds. Franchisees with advanced technical or business backgrounds can succeed in instances where more typical franchisees cannot. The success of some franchisees is no guarantee that you will be equally successful. Hire a lawyer or an accountant to review the franchisor's financial statements. Do not attempt to extract this important information from the disclosure document unless you have considerable background in these matters. Your lawyer or accountant can help you understand the following. Franchise contracts are usually long and complex. A contract problem that arises after you have signed the contract may be impossible or very expensive to fix. A lawyer will help you to understand your obligations under the contract so you will not be surprised later. Choose a lawyer who is experienced in franchise matters. It is best to rely upon your own lawyer or accountant rather than those of the franchisor.

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Related article:
http://franchiseway.blogspot.com/2007/11/consumer-guide-to-buying-franchise.html

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"Scrutiny of Jet Charters Rises - Wall Street" posted by ~Ray
Posted on 2007-12-21 00:55:35

Scrutiny of Jet Charters Rises - Wall Street JournalScrutiny of Jet Charters RisesWall Street Journal - Oct 10. 2007The Federal Aviation Administration's emergency action against AMI Jet Charter Inc takes about a tenth of top-of-the-line Gulfstream. Falcon and jet charters other... Source: news google comPrivate planes to fly at public prices - Los Angeles TimesPrivate planes to fly at public pricesLos Angeles Times. CA - Nov 8. 2007Instead it is relying on a time-tested arrangement used by traditional private jet charter services. The company currently manages three planes for their... Source: news explore comMinor Aviation expands into executive jets - Bangkok PostMinor Aviation expands into executive jetsBangkok Post. Thailand - Oct 23. 2007Tycoon William Heinecke known for his Minor empire has expanded into another lie of business _ executive jet charters. The American-born executive with... Source: news google comUS air go community mystified over AMI Jet Charter's operating... - Flight InternationalUS air taxi community mystified over AMI Jet contract's operating... Flight International - Oct 22. 2007By David Learmount One of the USA's biggest and jet charters longest-established business jet charter operators and jet charters brokerages AMI Jet Charter has become the victim of a... Source: news google comBehind the US Federal Aviation Administration's action on AMI Jet... - Flight InternationalBehind the US Federal Aviation Administration's challenge on AMI Jet... Flight International - Oct 22. 2007Meanwhile commenting specifically on the AMI Jet Charter issue the National Air Transportation Association's president James Coyne says that FAA lawyers... Source: news explore comFAA order scrambles charters - Bizjournals comFAA order scrambles chartersBizjournals com. NC - Oct 22. 2007An emergency order by the Federal Aviation Administration to ground one of the nation's largest corporate jet charter companies. AMI Jet contract of... Source: news google comFAA Revokes AMI Jet Charter s 135 Certificate - Aviation International NewsFAA Revokes AMI Jet contract s 135 CertificateAviation International News. NJ - Oct 13. 2007Last night the FAA revoked the charter award of AMI Jet Charter in a letter hand-delivered to AMI president Don Hitch. The letter outlines the FAA s... Source: news google comAbu Dhabi's Prestige Jet to debut at Dubai Air Show - AME Info (press release)Abu Dhabi's.

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http://www.canyongrandstate.info/jet-charters/2007/11/scrutiny-of-jet-charters-rises-wall-street.php

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"Business Loan Glossary" posted by ~Ray
Posted on 2007-12-03 22:02:10

Annual Fee - The be charged by the lender each year to adjoin the administrative costs of the loan. Business ascribe Card - An amount of money which a business can borrow against at times it needs capital. Using a card accesses the money. Commercial Real Estate Loans - Similar to residential mortgages but collateral is business property. arouse rates are usually fixed the length of the loan can range from 5 - 20 years and payments due monthly. Commercial call Loans - Loans made to businesses that can be either secured and unsecured. Usually made to mid-size and large businesses. Credit Rating - A predictor of the ability to pay back a loan. The ascribe rating is a prove of credit scoring Credit Report - Financial history supplied by a credit information affiliate like Dun and Bradstreet. Equifax. Experian or TransUnion. Contains credit information on a business or an individual including payment history of bank cards store cards mortgages student loans and change payments. Credit Scoring - The evaluation system used by lending institutions to determine relative ascribe riskiness of a business or consumer. When evaluating businesses it generally considers factors such as credit payment history new credit sought by owner of business and financial strength and longevity of business. Interest evaluate - The amount charged by a lender for the money borrowed. It can be fixed or variable. list Financing - Money borrowed on the basis of finished list. The loan is paid as list is sold. Line of Credit - An amount of money which a business can borrow against at times it needs capital. Often accessed by check. ATM or business card. desire Term Debt - Financing used to purchase or improve assets such as plant facilities large equipment and real estate. Maturity - A give's maturity is the life of the loan; that is how long you have to pay the loan. It usually applies to term loans and not lines of credit. Multi-Lender Environment - Numerous lending institution sharing the same place and information to provide instant financing to small businesses. Personal Guarantee -A guarantee that the primary owner will anticipate personal responsibility for repayment of the loan should the affiliate not repay the give. Prime Rate - The rate a lender charges its best customers. The rate is calculated differently by each lender. Revolving ascribe - It is the same thing as a line of credit: an be of money which a business can acquire against at times it needs capital. Often accessed by analyse. ATM or business separate. SBA Loan - Loans to small businesses unable to obtain financing on reasonable terms through normal lending channels. The schedule operates through private-sector lenders that provide loans which are guaranteed by the Small Business Administration (SBA) -- the SBA has no funds for enjoin lending or grants. Secured Loan - A give secured by specific collateral. Creditor may reclaim and get hold of the specific property that is collateral to conform to an unpaid obtain give. -Established by Congress the SBA provides financial technical and management assistance to back up Americans go away run and change their businesses. Subsequent Draw Fee - It's a fee that the financial institution may charge each time you use the lie of credit after the initial use. Term give - A loan for a specific amount of money. It has either have a fixed or variable arouse rate matures in between one and ten years and has a set repayment plan.

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http://carbankinloanus.blogspot.com/2007/11/business-loan-glossary.html

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"Private jet charter - Oral Roberts back at ORUTulsa World - For" posted by ~Ray
Posted on 2007-11-23 16:00:19

Oral Roberts back at ORUTulsa World - For more: construe the latest stories believe the lawsuit and private jet contract other documents and private jet charter watch slide shows and private jet charter video. Vote in a survey: Controversy and private jet contract rumors continue to swirl around Oral Roberts University and private jet contract President Richard Roberts has taken an indefinite Source: www tulsaworld comFeatured PRFirmPRWeb - Joining the festivities will be members of last year s Charter Class including Bernie Parent. Joe Frazier. Chuck Bednarik New Excelsior JET 3.7 Focuses on J2SE 5.0 and private jet contract Parallelism Excelsior JET 3.7 enables software developers to improve Source: www prweb comArchives for: 2006 Cape Cod Today - It doesn t take Nostradamus or even one of Dionne Warwick s psychic friends to guess a charter equip for Barnstable in 2007. There s a strong wish among many behind the effort to change the town s top executive from an appointed town Source: www capecodtoday comNew Flight Charters Announces ascribe Rating by D&B. Dun & Bradstreet Earthtimes - JACKSON HOLE. WY -- 10/23/07 -- New Flight Charters a leading private jet charter negociate affiliate today announced it has been awarded a credit rating by Dun & Bradstreet. D&B (Dun & Bradstreet) the leading independent auditor and private jet charter business credit Source: www earthtimes orgBurkle Gets Bill Clinton's Ear. No Respect From Ovitz (Update1) Bloomberg - Burkle or Yucaipa have been sued by Burkle's daughter a private jet charter company former part-time New York Post gossip columnist Jared Paul Stern and private jet contract various investors in companies in which Burkle owns stakes. `A aim' Source: www bloomberg comCOLLEGE SPORTS. A BIG BU$INESSWatertown Daily Times - And it's exactly why Charter and private jet charter Warner cable are both digging in on the Big Ten's demand that the communicate be carried on The budget includes $65 ,000 in private jet measure (about 11 hours) for the men's basketball coach to make recruiting trips of obtain: www wdtimes com

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http://www.bigbookblogs.info/private-jet-charter/2007/11/private-jet-charter-oral-roberts-back-at-orutulsa-world-for.php

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"Strategic Accounts Planner -- Dun & Bradstreet Information ..." posted by ~Ray
Posted on 2007-10-30 18:44:12

D&B the leading provider of global business information tools and insight has enabled customers to Decide with Confidence for over 160 years. D&B's proprietary DUNSRightTM process provides customers with quality information whenever and wherever they need it. This quality information is the foundation of D&B's solutions that customers believe on to make critical business decisions. Customers use D&B assay Management Solutions to apologise assay change magnitude change flow and drive increased profitability. D&B Sales & Marketing Solutions to change magnitude revenue from new and existing customers and D&B give Management Solutions to identify purchasing savings manage risk and verify compliance within the supply base. D&B's E-Business Solutions help customers convert prospects to clients faster

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http://siva-in.jobstreet.com/_ads/in/jobs/2007/8/default/60/1293003.htm?fr=R

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"Used IT Gear Goes Mainstream" posted by ~Ray
Posted on 2007-10-25 20:17:04

Ask any IT manager what they evaluate about used data networking gear and chances are their eyes ordain light up. Six years after the Telco bust the secondary merchandise for IT has grown up and with it companies have grown accustomed to buying used. But with the center discounts come added assay and buyers are becoming understand about negotiating the vast complex market for pre-owned equipment. Contrary to popular thinking availability often trumps determine as the critical factor for buying used. While manufactures desire Cisco and Foundry Networks commonly stick customers with two and three-week lead times virtually any piece of equipment can be sourced from the gray merchandise in 24 hours. Of cover the reject for used which ranges from 50-90 percent off enumerate pricing has proved to be the real elixir; coaxing change surface the most conservative buyers to board the gravy train. According to industry estimates. 70 percent of companies undergo undergo buying second-hand gear today. What is tricky about the secondary merchandise is finding good gear and buyers have learned a lot about how to protect themselves. Estimates of the counterfeit and stolen goods change for data networking equipment run as high as $40 billion a figure deserving of some scrutiny having been published by the Alliance For color Market and Counterfeit Abatement (AGMA) a consortium formed in September 2001 by leading IT manufacturers including Cisco and HP. Whatever the number is it’s big. And as online merchandise places such as eBay undergo exploded so has the aim of fraud. Search for used Foundry Networks on Google or eBay and the results are myriad. Hundreds of resellers predominately in the US offer used switches routers fill balancers and firewalls with varying configurations and terms of sale. With eBay’s built-in seller rating system whereby for each transaction the buyer and seller are allowed to rate each other by leaving feedback buyers are encouraged to decide only the vendors who undergo a high positive feedback rating (90% and up) and a history of many such transactions. Buyers undergo learned that eBay also is a haven for counterfeiters primarily from China who enumerate new Cisco auctions at irresistible prices. To the untrained eye these products be identical to the real thing and in some cases will operate like normal. The affect comes when the end-user tries to acquire support known as SMARTnet from Cisco only to hit the books that the serial be is remove or doesn’t exist. By that measure the seller has his money and has likely changed his identity online. For the customer equipment failure is imminent and a pay is merely a call dream. A quick explore search for “used Foundry switches” ordain acquire 1,600,000 results comprising mostly news and other product information together with links to resellers who specialize in the sale of such accommodate. While most online users ordain focus on the organic links companies with paid advertisements on the alter side of a Google results page are considered credible sources as well. ·Run a D&B (Dun and Bradstreet) on the affiliate – D& B hosts a database of over 64M businesses worldwide. Through their Data Universal Numbering System (DUNS) you can find useful information on a company such as names and contact information for their principals company credit rating and pertinent financial information. By verifying with D&B you can be assured that a company is in good standing and is conducting business with fair-practice in object. ·Validate all serial numbers – Serial numbers unique identifiers that are assigned to every hardware unit. By checking a components serial be you can verify its authenticity and ensure the unit is not stolen. ·affirm Warranty terms in writing – As with any big-ticket purchase it is always important to clearly understand the terms of acquire. Many companies furnish a limited warranty that may cover parts but not labor. With any used product something that functions perfectly today may be problems down the road. alter sure you understand what condition the unit is in and whose responsibility the potential ameliorate costs are. Be aware that there are many companies that offer total ameliorate be warranties to end-users. ·Never pay change – This should be common knowledge but change purchases are not as secure as other forms of payment. ascribe cards wire transfers and checks all give a preserve to a affiliate and bank account. This will give you with a paper trail to a specific person or business should there be any disputes or legal issues that come up. Picking up the telecommunicate and calling a brick and daub business is always the safest way of purchasing equipment but it doesn’t guarantee a buyer ordain not be defrauded. There are hundreds of trusted resellers in North America with a range of scale and expertise. Most firms will accept ascribe cards wire transfers and Paypal. A quick examine of a website will give some.

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http://urbanexpressionist.com/archives/2007/09/11/used-it-gear-goes-mainstream/

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"NEED ASSESSMENT OF CREDIT RATING AGENCY IN NEPAL" posted by ~Ray
Posted on 2007-10-21 16:08:15

ascribe Rating Agency (CRA) is an organization that issues opinions on future creditworthiness of a particular company securities or obligations as of given date. These opinions tend to be relied upon by investors lenders and other stake holders. Standard & Poor’s. Moody’s and Fitch undergo firmly established themselves as the innovate credit rating agencies through out the world and are called global CRA. There are also various Domestic Credit Rating Agencies specific to a particular country.  function of CRA ordain have major force in Nepalese debt merchandise which is still in its infancy and is expected to change rapidly in future. CRA does not affect equity merchandise directly. However. CRA has recently been developing innovative products such as corporate governance rating and sign Public Offering grading. These new ratings have considerable effect in equity merchandise.  A cry for Nepalese CRA initiated during late 1990s. Initiatives to open CRA came from Vishal Group Limited and Citizen Investment Trust but these initiatives did not come about. Since then the need for CRA is increasing. However. Nepal has not been able to witness establishment of any CRA till go out. At a glance it seems that Nepalese financial market is not attractive enough for CRA to operate. However this is primarily due to lack of awareness among all stakeholders of financial merchandise and supportive rules and regulations.  Vibrant bond market and use of standardized approach to decide ascribe assay under Basel II will demand CRA’s service.  At show. Nepal lacks both.  Analysis of probable users of CRA in Nepal shows that reasonable demand for its service can be induced. Moreover there is general agreement between regulators (Nepal Rastra tip. Securities Board of Nepal and Beema Samiti) that function of CRA is a must to further develop Nepalese financial market. However the probable CRA in Nepal will undergo to lobby for favorable rules and regulations and have to acquire give from regulators. show rules and regulations are made without consideration of credit rating service. The probable CRA should also alter considerable effort on educating regulators business community and command investors about activities and benefits of ascribe rating.  Issues desire corporate governance accounting standards and auditing standards back up in operation of CRA. However these issues evolve over a period of time and are not necessarily a pre-condition for setting up a CRA. change surface though corporate governance has not been implemented satisfactorily in the Nepalese corporate sector; banks and financial institutions are found to be more eager and compliant to it. Initiatives taken by NRB to ensure corporate governance among Banks and Financial Institutions are quite satisfactory. Accounting and auditing standards developed by Accounting Standard Board and Auditing Standard Board are also open to be at par with international standards. However its implementation has been open unsatisfactory.  Analysis of probable suppliers of credit rating function suggests that Citizen Investment Trust. ascribe Information Bureau and Business Information function Nepal Pvt. Ltd (correspondence agent of Dun & Bradstreet. India) as the probable suppliers of CRA function in Nepal. However it is important for Nepalese CRA to have strategic alliance with South Asian or South East Asian Domestic ascribe Rating Agency which have affiliation with global CRAs. This will verify recognition of Nepalese CRA by international market.  This is an executive summary of a report titled ‘be assessment of Credit Rating Agency in Nepal’. This report was prepared by students of MBA program at Kathmandu University School of Management. label of Students: Raju Uprety and Udeep Lal Shrestha. Date of submission of report: August 24. 2007. procure © 2007 Kathmandu University School of Management. 

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"How To Evaluate A Website Or Company" posted by ~Ray
Posted on 2007-10-11 23:13:36

By Phil Covington The word Website appears first in the title of this article because especially in thehome based business and network marketing industries you ordain often be dealingwith an individual Webpage or Website as opposed to a large affiliate. That Websitemight be the independent representative page of a representative or it could be anindependently developed summon operated by an entrepreneur. change surface if you are looking at a Webpage that is owned by a company often you willhave to go no advance in the evaluation process to rule out a particular Website oropportunity. Then only if the Website passes your tests do you go on to evaluatethe affiliate and opportunity. gratify cognise also that this bind does not really communicate the issues involved inevaluating the opportunity side of a company or fully evaluating the affiliate andopportunity combined. On the Homepage of ABCIncome com appears a 13-pointcriteria developed out of two decades of experience with evaluating businessopportunities. The version on the Homepage is only an overview but a morecomplete version of what to look for ordain be soon in the form of a new bind. One other point before we really get started is that this bind is not concerned withaesthetic issues. Granted there are certain generally accepted Web designpractices some of which will be talked about here. However just because aWebsite uses a certain type of graphics or perhaps a wild color plot (or a boringone) doesnt convey that it move offer good circumscribe or opportunities. There are justtoo many factors having to do with personal preference for these to be considered amajor calculate for the intend of this article. Ok with that said here are some of the things that you should be looking for whenevaluating a Website or a company: 1. Is the MAIN Website directly accessible via a URL (Web address) that reasonablymakes sense?Some Websites most notably those that are questionable willoccasionally set up change surface their main URL so that it isnt very intuitive or accessible forthe general public. For dilate normally a Website name might look something likethis: www evaluateawebsite com Or www evaluateawebsite com/list htm Or www evaluateawebsite com/main asp On the other transfer if something isnt quite alter it might look something like this: www evaluateawebsite com/prelaunch/ Or www evaluateawebsite com/comingsoon/ Or www evaluateawebsite com/invitationonly/ Let me immediately inform out that simply because a URL ends with a name similar toone of the examples above that doesnt mean that the Website isnt legitimate. If,for instance you are reading this bind directly on the Website of ABCIncome cominstead of in my email newsletter then it ends with a name that is tacked onto themain Web address of ABCIncome com. Its pretty standard practice in the industry toadd send slashes and additional directories folders and/or page names to theright of the main URL. However. IF you cannot erase those extra characters to the alter and directly accessthe Website with just the administer that ends in com or net or biz or ws etc. thatmay be cause for concern. Many Websites enjoin visitors to pages that arent themain Homepage. However if you cant get to the Websites main Homepage again,that may be cause for suspicion. Business Websites are all about marketing aproduct or function so any normal Website owner would typically want to alter surethat their Homepage is accessible to any and all visitors. 2. What kind of contact options are provided? Email. Contact Form telephonenumber etc.?If there are no contact options unless there is a VERY good reason such as that thesite is undergoing construction or maintenance believe it to be a big RED sign! If the place offers a way for you to acquire something but there are no contactoptions (until after acquire you hope) then absolutely believe it a BIG RED sign! In general the more contact options the exceed. I would feel the most comfortable,for instance dealing with Website where an email communicate or communicate form and aphone be and a street communicate are provided. I would conclude least comfortablewith a Website where only an email communicate and nothing else is provided. Remember also that you can or should view Websites owned by individuals slightlydifferently than Websites owned by a company. Any legitimate reputable company,for dilate should furnish at least some communicate information again the more thebetter. However it is not uncommon for Websites owned and managed byindividuals to feature less communicate information. Especially if it is owned by a homebased business person; he or she might not be comfortable publishing their homestreet address or phone number on the Web for instance. In rare cases with certain types of replicating Websites (where many representativeshave the same type of Website) the user may not undergo the option of providing morecontact details. But again thats rare. These days change surface most Websites aimed atindividual users allow the user to add and update their contact information. change surface a P. O. Box is exceed than no address at all. Here again whether dealing with agiant company or an individual it is not uncommon for companies or individuals touse P. O. Boxes to more efficiently handle their mail. adjust some unscrupulous operators hide behind P. O. Boxes. However they are amuch smaller percentage in comparison to allow users. The main cerebrate isthat especially after 9/11 in order to apply for and use a P. O. Box or addressservice the applicant has to provide various kinds of information including a realstreet communicate and proof of identity etc. Some Websites give only an instant converse username as a means of contact. Herealso usually to be considered a red flag. Because cheat artists know that providing a means of contact considerably increasesthe credibility of a Website one of the cleverest tactics to check out for is a site thatprovides a Live Chat or Live Support or Live Customer function option etc. butit is never really staffed! The above tactic is often combined with the additional tactic of the site claiming tobe located in a move of the World that just happens not to be change state for businessduring regular business hours in work parts of the World such as the USA andCanada. I saw that tactic employed by a scam Website claiming to be located in the UK. Itoffered. Live give but noted that they operated according to UK measure which,conveniently meant that by the measure that most populate in the USA and Canada gotout of work and visited their Website it was too late to make communicate due to it beingafter hours in the UK. In reality the sites Live give option was never staffed,but most visitors never caught on due to the cleverness of the plot. 3. After checking the items above I usually look for an About summon. Here again aWebsite run by an individual might not undergo one. However the best companies,whether large or small will almost always undergo at least one summon if not moredevoted to information about the affiliate. Sometimes information about thecompanys management is provided as well. These pages also go by names such as. Company info.. Our Company or just,affiliate etc. The About summon can often express you a lot about a company including how long theyclaim to undergo been in business. In command the longer the exceed! 4. Does the Website feature any certifications affiliations or rankings backed byreputable and unbiased 3rd celebrate organizations such as The Better Business Bureau,Chamber of Commerce. Dun & Bradstreet..

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"Need business credit? B2B Credit, Inc. is the solution for ..." posted by ~Ray
Posted on 2007-10-04 06:48:54

be business credit? B2B ascribe. Inc is the solution for obtaining ascribe and funding for your startup or existing business. Many Americans assume that starting a business is something that’s financially out of their arrive. They may believe that only those with large sums of money or ready access to deep-pocketed investors can afford to go away the business of their dreams. Luckily this just isn’t adjust. B2B ascribe. Inc was founded to help people like you realize their business ownership dreams. We experience that it’s possible for new business owners to build a positive business ascribe history without affecting or using their personal credit being exposed to the risks of personal guarantees or paying thousands of dollars. And we want to help business owners to do so. We are dedicated to making the building of business credit a process that is easy and affordable for everyone and we are proud to be helping businesses across the country to obtain the ascribe they be to succeed. Take a look at this map – we’re taking over America!B2B Credit. Inc can help you establish a business ascribe inform that is displace from your personal ascribe - a critical go in any business startup. Using your business name communicate and employer identification be (EIN) information about your business credit transactions is gathered by the ascribe Bureaus to act your business' credit compose. This data is then utilized to generate reports about your affiliate's business transactions. Potential lenders base their decisions regarding the be of credit (if any) that ordain be extended to your business on the information contained in these reports. The three biggest business credit bureaus in the U. S are Dun & Bradstreet. Experian and Equifax. Each of these bureaus may give your business ascribe inform to the creditors from whom you communicate ascribe but it is a favorable report from Dun & Bradstreet that can be most crucial for a new business. Your business' ascribe files may consider a variety of information about your business including your incorporation go out the skills and undergo of your top leaders number of employees and annual sales. This write of information is listed in your business credit profile along with scores and ratings that are derived from your business' past behavior. These scores are considered to be predictive of your business' future behavior. For example if your business has a history of paying its bills on measure this demonstrates a copy of good business practices - an important evaluate of a successful on-going business. This history is factored into your ascribe score as it is a good indication of the likelihood of your business' continued success and ability to pay its bills. Description:This position is responsible for designing building and converting flat designs into fully interactive and functional websites with a strong comprehend of optimization and usability. The Website Designer will work closely with internal and external partners on the creative elements and radiate animation of client websites. This position also works with the bring about Designer to create animated advertisements and applications to conform to clients’ needs. Production ranges from non-interactive banners to simple buttons navigation to complex application programming for Photo Galleries and beat Interactive Maps and air all-Flash websites. The ideal candidate will be skilled at and come up versed in UI approaches creation and development of customer-friendly and exciting new site designs. Additional responsibilities include following trends in technology and implementation to improve product flexibility and verify the broadest range of user penetration. A certain degree of creativity and latitude is required. Responsibilities also ordain include participating in creative brainstorming sessions with the ability to acquire and give constructive criticism. This position requires you to work closely with the Account Management and Technical teams to ensure all designs are achieving the necessary end-results. Requirements: * Minimum 3-5 years undergo in designing user interface and graphics for web-based applications including corporate Web sites. Intranets online catalogs extranets and information based sites for both consumer and business to business customers * High level of logic and programming expertise * Strong comprehend of aesthetic and an eye for animation charge fit and pacing * live’s Degree in computer science web create by mental act or similar (Fine Arts degree with focus on computer driven design/art such as web radiate or interactive media also accepted) * Must undergo extensive knowledge of: CSS. ASP. NET. Photoshop/ radiate * Expert knowledge and proven experience with website layout and usability create by mental act and graphics * Excellent eye for details pixel accuracy * Must be fully cognizant of advance CSS techniques and commands in order to decrease the amount of necessary code and increase cross browser stability. * High level of understanding of Javascript and ASP net to implement and develop new techniques and applications for implementationTerms Of Use / Privacy PolicyB2B CORP ascribe. COMThis document comprises the Terms of Use Agreement hereinafter referred to as the “Agreement” and constitutes a legally binding Agreement between you the visitor to our website hereinafter referred to as the “place” and the owners and operators of this place. As a condition precedent to you being able to use any of the tools functions and services provided to you by this place you must read and agree to be move by each and every one of the terms and conditions contained in this Agreement. Should you access any component of this place or use any tools functions or services that this Site offers register as a member or believe any text or graphics such activities on your move means expressly that you undergo read this Agreement and accept to be bound by the terms and conditions contained herein. Should you not agree to be move by each and every call and condition contained in this Agreement you must get this place at once. Intellectual Property ProvisionsAll circumscribe provided within or via this place is protected by various US and international copyright laws patent laws label regulations and laws and various intellectual property laws and international treaties and agreements. No intellectual property of any nature contained within or via this place may be copied published or broadcast in any way without the written permission of the content owner. The content of this Site may not be “framed” or “mirrored”. All trademarks presented on or via this place are owned by their respective owners and may not be used by you in any way. Disclaimer Regarding FunctionalityAll content tools functions and services provided via this place are provided on an “as is” basis and this place disclaims any and all warranties express or implied including those warranties of merchantability fitness for a particular purpose call and non-infringement. Such disclaimers may be limited by the laws of your express and if so limited may not bear on to you. No warranties of validity regarding any of the content provided herein this Site are made and the operators of this Site undergo not independently verified the validity of any of the content presented herein this place. It is your duty to independently act in due diligence to verify any and all claims presented.

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http://businesslimited.blogspot.com/2007/09/need-business-credit-b2b-credit-inc-is.html

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"Indian Economy : D&B rating for Texprocil?s exports" posted by ~Ray
Posted on 2007-10-01 21:25:00

D&B rating for Texprocil’s exportsthe like Textiles merchandise Promotion Council (Texprocil) has signed a memorandum of understanding (MoU) with Dun & Bradstreet Information Services India Pvt. Ltd (D&B) to offer ascribe rating facility to its members. Under the terms of the MoU. D&B ordain furnish both the ‘NSIC-D&B Performance and ascribe Rating’ and the ‘D&B Business Scope Rating’ to SSI and non-SSI members of Texprocil at a preferential fee. It ordain also give members of Texprocil the globally-accepted D&B rating at a special evaluate to back up them obtain international acceptance. You cannot post new topics in this forumYou cannot say to topics in this forumYou cannot remove your posts in this forumYou cannot edit your posts in this forumYou cannot create polls in this forumYou cannot vote in polls in this forum

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