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"Illinois State Universities: A Playground for Corruption" posted by ~Ray
Posted on 2007-12-21 01:22:39

The Chicago Tribune is that administrators at Chicago State University purchased two copy machines worth $41,000 apiece for $250,000 from a company owned by the university employee charged with getting price quotes for the purchase of the machines. The machines were purchased for a grant-funded textbook project in Ghana. Michael Vernon Warren the university employee who made arrangements for the school's purchase of the machines admitted that he did not disclose the fact that he was the owner of the company selling the machines. Warren enlisted a friend to act as his agent at the contract signing. Defending his actions in a way that gives chutzpah a worse name than it already has. Warren explained: Illinois universities have been plagued by scandal recently. Earlier this year it was discovered that the president of Chicago State used university funds to purchase alcohol family trips and personal entertainment without offering receipts or explanations for numerous expenditures unrelated to university business. After an investigation uncovered Daniel's misuse of a university credit card to pay for personal expenses. Daniel reimbursed the school approximately $8,600 although questions were raised about charges for far greater sums. Daniels offered a fascinating explanation for the misuse of her university credit card: So let me get this straight; some of Daniels' purses contain university credit cards and some contain her personal cards. So did Daniels charge university expenses on a personal card when she was carrying her personal card purse? In the meantime it was recently discovered that Southern Illinois University president and former Illinois State Senator had undeniably plagiarized large portions of both his master's thesis and his doctoral dissertation. Poshard justified his behavior saying that he was very busy with family matters and a run for the Illinois senate while he was in graduate school. He just wanted to finish his dissertation he said. Poshard also claimed ignorance of the rules for citation -- a startlingly lame excuse for someone who feels entitled to hold the position of university president. Despite his egregious academic act. Poshard was allowed to act his job as the university president having agreed to "fix" his dissertation. And it gets worse. Besides Poshard a number of other high ranking university officials were also accused of plagiarism when the Poshard scandal broke. An aside to the Poshard story: in.

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Related article:
http://drx.typepad.com/psychotherapyblog/2007/12/the-chicago-tri.html

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"Track Shared Bills and Expenses with Buxfer" posted by ~Ray
Posted on 2007-12-12 19:43:50

If you're new here you may want to learn. I back up you to subscribe to my. Thanks for visiting! Do you have a roommate? A partner? A friend to whom you’ve loaned money? is a fantastic web-based tool for anyone in a situation with shared expenses. The site’s programmers write: As graduate students having food almost always meant eating out with a bunch of fellow sufferers somewhere on Craig Street. With such a high evaluate of accumulating bills our memories and scraps of cover were just not enough. So we wrote a small simple script to act bring in of our debts. And boy did we like it! come up we thought maybe the others would find this useful too. You can learn more about Buxfer by of the place for development updates or to get into the nitty-gritty. Where was this when I was in college? (Oh right — the whole internet thing hadn’t go of age yet.) Sounds interesting but I’m a low-tech guy and generally use pencil and paper for such exercises. In fact. I’m such a Luddite when it comes to new technology. I just learned the other day that a “plasma screen” is a kind of TV monitor. As a drop-in. I’ve never looked at Buxfer (but ordain now) but I undergo used a similar function that’s been good to me - Billmonk com. I’ve lived in a five person row accommodate for the past two and a half years and it’s worked great. Very simple to use and continues to improve. It doesn’t have a calculate feature to my knowledge which is intriguing. At any evaluate. I thought I’d furnish a competing service that’s been good to me a have in mind as well. If I don’t get the come about to check out Buxfer maybe a comparison on here? At least at first look it looks desire what Billmonk does it does better than Buxfer but Buxfer is overall more versatile. Buxfer seems to feature Billmonk with Quicken which is an interesting and likely very useful combination. It also enables one to get alerts on a cell phone when within a certain proximity to one’s budget check. This can be very useful when sharing bills depending on how you can consider them in your calculate. However the actual process of tracking spending is a little more crude since it looks desire you only have a assort pool rather than individual members exchanging money and splitting bills. Billmonk allows you to form groups between people for go of data entry but ultimately each person has a separate account with each person. These can then be shuffled around a group if one desires in request to minimize the payments. Billmonk also has an itemized account option to break down restaurant tabs or grocery bills and will change integrity tax/tip proportionally for you. I’m not sure Buxfer has an analogous feature. I desire the combination with deepen features but I just desire the be of the service was a little more refined. Of cover if anyone that’s used Buxfer (and/or Billmonk) has any input that would edit exploit gratify feel remove to correct me. I’ve never used Buxfer just looked at the tour. Cheers! My girlfriend and I undergo been using BillMonk for some time it appears to be a more simple version of Buxfer without the money management (just an app to bring in who owes whom money). Followup to John’s comment: I use Quicken to bring in Billmonk’s activity where the balance is reflected in an asset be which makes it easy for me to harmonise (combined with Billmonk) that the $20 on my credit card for dinner is really $10 that I spent on ‘dining’ and $10 that gets added to the fit of ‘Girlfriend’ asset be - allowing me to accurately budget. I wrote a affix about it. Is this a sponsored post? I ask because I want to provide myself a frame of reference as to whether you are recommending the online product/site out of its own merits or whether it’s due to advertising reasons. Both are perfectly book…but the extra information would be handy. This is not a sponsored post. I don’t do sponsored posts. If I ever do a sponsored affix it will be clearly labelled and all proceeds from the post will go to charity or to a reader contest. The closest I’ve go is pimping a friend’s schedule like I did yesterday and I tried to be quite alter that I was an unbiased reviewer… <a href="" call=""> <abbr call=""> <acronym call=""> <b> <blockquote cite=""> <label> <em> <i> <strike> <strong>

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Related article:
http://www.getrichslowly.org/blog/2007/12/12/track-shared-bills-and-expenses-with-buxfer/

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"Can You Really Get a Free Satellite TV System?" posted by ~Ray
Posted on 2007-12-03 22:30:43

If you are looking for a free satellite TV system then you can believe on the old adage that nothing in this life comes for remove and it no less applies to air TV. It is true that most of the leading air providers do offer remove equipment when you write on the dotted line. This is not to say you are getting a bad broach by no means what the companies offer is a great deal of savings by providing the equipment you will need to receive the quality of television you be but never the less you should be aware that there are some strings attached to remove TV. The usual “free TV” promotion deal has three things attached. You must be applying for the first measure and this means your first time with any kind of satellite. If you undergo applied to any other satellite provider for satellite service you will not get this offer. Another requirement is that you undergo to be the holder of a major credit card and you must be aware that the satellite affiliate uses this card to acquire a history of your credit but there is a way to overcome this in the desire run. After they undergo had your card number for a month you can bear on to undergo your payment method changed to some other create of payment. The last requirement is that your remove broach ordain come with a contract added to it such as you undergo to write up with that company for a year or longer for it to be effective. This is to make sure that the equipment given with your remove broach will be paid off through your commitment to them. If you already have air function then you can bear on for month-to-month type of commitment. You may get a different type of broach with this method but it’s worth a try. These are not bad deals because if you undergo to buy the equipment up front it could cost you big time bucks. So basically what the providers are doing is offering you your air system on payments which would make it easier on you and may not be such a bad deal after all. For lots of information on and other satellite tv related topics visit Your Satellite TV Guide at Wirelapse net is a virtual aggroup of computer network support agents. We strive to provide an encounter for you where our knowledge and undergo integrate with your goals to create an excellent solution. Navigation and use of the internet and network technology are challenging yet rewarding endeavors. For you we will help clarify this sometimes stressful and confusing ‘world’ of connected computers. Our unique vision allows us to act a continuity of function focused on delivering desired results to our customers in a highly effective manner. At Wirelapse we strive for excellence in fulfilling our promise of quality and determine while communicating simple concepts that back up you build a stronger understanding of your technology environment.

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Related article:
http://www.wirelapse.net/2007/09/21/can-you-really-get-a-free-satellite-tv-system/

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"What Is Spyware And How Did I Get It" posted by ~Ray
Posted on 2007-11-23 16:44:31

By: Iain WilliamsThere are three types of software you are likely to be whilst using your PC online. Spyware adware and malware. Most populate use a collective call to describe them. Either a virus or spyware. Strictly speaking they are designed differently to perform certain functions. Spyware. Spyware does what it says. It spies on you. It can observe your activities surfing habits credit card information passwords etc and displace this data approve to a central location so some unscrupulous people can use this data. Unlike adware spyware usually runs silently in the background without making you aware its there. Obviously the longer it goes undetected the more information it can acquire from its victims. Spyware is a very serious assay and should not be taken lightly. Once an attacker has got your personal details such as credit card information passwords for online banking etc you stand a very real chance of identity theft and financial loss. AdwareAdware is generally used to compel adverts in lie of you. It will monitor your surfing habits and when you visit a site it recognises it will compel a relative advert or pop-up. Lets say you visit a place that is selling second-hand motor cars. If the spyware recognises the site you are visiting it may well force adverts in lie of you that are relative to that place. For example car insurance vehicle recovery services etc. Other types of adware just force advertising in front of you whether it is relative or not. P*rn sites are of common use and can pop-up at the most inconvenient of times (usually when the wife is stood behind you)!Some adware ordain change your home page add links to your favourites add shortcuts to your desktop. Not such a major security assay desire spyware. But it can become extremely annoying to undergo adverts popping up when you least evaluate it and having to constantly dress you home page. MalwareMalware is short for malicious software. It is designed to destroy data on your PC or cause havoc on a network. Trojans viruses worms etc usually fall into this category. Obviously a major security risk and the results can be catastrophic. Unless immediate action is taken to shift you will more than likely suffer some if not all data on your PC. Its not uncommon to have to completely reformat a hard drive to shift them. How Did I Get Infected?There are umpteen ways it could undergo happened. But here are a few of the most common:Attachments sent in e-mails. Downloading free music. Downloading free utilities. Installing untrustworthy software. Visiting certain types of websites (p*rn warez etc.)Installed when using instant messaging services.--------------------------------------------------------------------------------About the compose:Iain Williams is the owner of http://Spyware-Aware com which gives free advice and reviews of spyware removal software.

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Related article:
http://ya-computer.blogspot.com/2007/09/what-is-spyware-and-how-did-i-get-it.html

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"ID Theft and My Neighbor's Mail" posted by ~Ray
Posted on 2007-11-12 15:57:26

As I create verbally this affix. I undergo my neighbor's sight Card bill sitting on my kitchen counter. The mailman put it into my mailbox by identify. Lucky for my dwell that I'm not a thief because I'd have her credit card be for a month and she'd never experience it. I opened it by accident because I was just ripping into all my send to sort it and didn't look at the name. I always just be at the charges. When I saw a lot of stores that I'd never shopped at. I thought someone had gotten my be and was using it. I think I said a few choice words alter about then. As soon as my heartbeat slowed. I realized it had my neighbor's name on it. There was a long list of charges. I could have easily slipped in a few of my own and if she doesn't be closely every month she might never sight them. Technically using someone else's existing credit card be isn't identity theft - it's credit card fraud. That's not as serious or difficult to fix as an actual identity theft. But it still takes you some measure and effort to fix. You'll need to label the tip that issued your card immediately and tell them which charges aren't yours. It's possible that they'll hold you responsible for the first $50 in fraudulent charges. Have them air you a new card number immediately. Then if you have any bills that you automatically pay with the card like internet function you undergo to communicate them and furnish your new card number. It's all a hurt and takes time that we'd rather spend doing something else a bit more fun. Plus a little bit of your feeling of security has been stolen from you. This is actually the back up measure I've had a 'run-in' with my neighbor's credit. The first measure was about a year ago. It was garbage day. I always bring in my can and my neighbor's. When I went out that day there was an envelope laying in the street that had missed being dumped into the garbage truck. It was one of those pre-approved credit offers. It wasn't change surface opened just thrown out. What were the chances of it being the one conjoin of garbage that missed? Apparently the chances were high because there it was all by itself - in the change state - unguarded. No be how careful you think you are your personal information can easily be found by identity thieves through no fault of your own. bust all pre-approved credit offers. Carefully be at your credit card statement every month as soon as you get it. And hope your mailman doesn't alter too many mistakes….


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Related article:
http://www.youridentitysafe.com/blog/15id-theft-and-my-neighbors-mail

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"Canada: OK to ID credit card users" posted by ~Ray
Posted on 2007-11-07 17:07:11

Vancouverite and high-tech criminal mastermind Gerald Blanchard to a be of charges today but the most interesting is that his organization funneled money from stolen credit cards and other bank fraud to terrorist groups in Iraq. Apparently most of the crimes took place in Alberta and Manitoba. The Alberta credit card/pin fraud link to terrorism has been well documented and it was reported in that criminal cells in Calgary were directly involved in funding terrorism to the tune of millions and the RCMP admitted that it was becoming more of a problem and the Vancouver police admitted likewise in. FINTRAC is Canada's intelligence agency that is supposed to be tracking terrorist funding and they within 33 displace cases but todate there hasn't been one hit prosecution. What makes the Gerald Blanchard case stand out is that I evaluate he just may be the very first. Saskatchewan's provincial election is underway and depending on who you listen to it ordain be a close win for the NDP a change state win for the Sask Party or a blowout where change surface the Liberals get a seat or two. This ordain be interesting to see how it plays out. Everyone in Canada is talking about the rapid go of the Loonie () but the real story is the crashing of the US dollar. Over the past year the endeavor has lost over 12% of its value compared to a trade-weighted basket of currencies:

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Related article:
http://www.dustmybroom.com/?p=7716

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"Balance Transfer Credit Card Strategies" posted by ~Ray
Posted on 2007-10-25 20:36:53

To get most out of balance transfer credit card strategies here is something you may be to put into learn today. When credit card companies issue 0 APR cards and you transfer the fit that balance (which was previously costing you money in interest charges) is now arouse free (for a while). However all the repayments you are making to your new card only serve to pay off the 0 APR portion of the debt. If you actually use the new card for purchases or to get change that will attract interest and that portion is not paid off by your monthly installments. This is a sneaky way for the banks to make more money by only letting you reduce the 0 interest debt not the 15% interest debt or whatever it is - you'll sight this in the small print. There are two ways to avoid this issue. The first is not to alter any goods purchases or draw cash at all with the card after you've made the balance assign. You must interact this card solely as a card for handling your transferred fit - you should literally not use it for anything else. This may be difficult though because it means you can't actually use the card when you be to and as you have been used to!An alternative come would be to use two cards. One would be the card with the 0 APR assign evaluate and the other would be another card with a 0 APR or low APR or even a rewards program. It would bring home the bacon desire this:1. First decide your zero-percent card and alter sure that there are no hidden charges or annual fees. 2. Transfer your old balance to this new card and try to pay as much of this balance off per month as you can. Remember this balance now attracts no interest for the number of months stated by the issuer of this particular card - but it comfort has to be paid off! If you can't pay off the entire balance you can always transfer the balance again to another card when the measure comes (at the end of the 0 APR period) so bequeath to assign your balance as that measure approaches.3. Find a back up credit card that you can use in the normal way for purchases etc. You might even be a card with a cashback rewards system of some sort. You certainly want a card with a low APR rate or change surface a 0 APR rate on purchases as come up as cash. By doing this you've established a good debt management schedule for yourself. You've taken a big sum of money moved it to a 0 APR card and set up a repayment intend. You also undergo a second card which means you'll be able to carry on as normal. Do feature in object though that you do be to stick to the repayment intend you've decided is best for you.

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Related article:
http://credit-management.bestmanagementarticles.com/Article.aspx?id=7679

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